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The ACA Certificate

Welcome to Allstates Certificate Advantage, the ACA Certificate is an exclusive document produced for auction sales for Hot Jewelry Auctions consigned jewelry supplied by its assigned manufacturers. This certificate is delivered as added assurance of the retail value and materials used in the manufacture of your jewelry.

Understanding an ACA Certificate

A certificate is an appraisal and identification report stating the approximate retail replacement value of an item and verifying the assurance of its materials. It is calculated using current market data, which reflects typical retail prices, in addition to the cut, color, clarity, and carat weight of the gemstone(s), the weight of precious metal included in the item, and the craftsmanship of the item.

Your certificate helps ensure that in the case of loss, theft, or damage your insurance company will give you an equal replacement of your item. The more information contained on the certificate, the better chance you have of receiving the exact replacement for that item. Your insurance agency can rely on this appraisal to calculate a coverage rate for your diamond or piece of fine jewelry.

The ACA Certificate is an exclusive document produced for auction sales for Hot Jewelry Auctions consigned jewelry supplied by its assigned manufacturers. This certificate is delivered as added assurance of the retail value and materials used in the manufacture of your jewelry.

ACA Terms and Conditions

Any evaluation and identification report provided by ACA under the following terms and conditions is not a recommendation of a purchase or a guarantee that any stated valuation provided by ACA will result in a sale at that price. Any stated value is for the customer's sole use for the purpose of indicating the estimated high retail replacement value and shall not be considered in any manner whatsoever as to the actual value of the item. The estimated replacement values provided by ACA are based on the approximate highest retail market asking prices for the design, materials, gemstones, precious metals and labor of an item and may substantially exceed actual market transaction prices. All reports are based on current information only and contain no information regarding the past or future value of an item or any investment potential.

There is no warranty or representation of any kind, regarding any report provided by ACA. All reports are based on the best opinion by ACA and any information contained in a report is only approximate as the limitations of gemstone grading allow. Items are evaluated as per ACA's own internal guidelines for carat weight, clarity grade, color grade and proportions of mounted gemstones and any opinions are only estimated and may not be accurate or consistent with the overall industry standards/methods used by gemological laboratories.

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